Where your capital moves as fast as you do‍

We empower innovative companies to grow their businesses by providing fast and flexible access to non-dilutive growth capital.

Book a call

R&D Advance

Here at Embark, we're all about making your life easier. With over a decade of experience in financing innovation, we've crafted our R&D Advance to get you the funding you need without the wait. Think of it as your fast-track to capital, getting you ahead by up to 18 months.

Funding in as quick as 5 days

Forget about hanging tight until the financial year wraps up. With Embark, you can tap into your R&D tax credits, up to $800,000, right now. Get the 👍 in just 48 hours after you hit submit on your online application, and we'll have the funds over for you in just 24 hours once everything's signed up.

Book a call

Straightforward Process

We keep things simple and straight to the point, taking a load off your mind and your to-do list, all while fast-tracking cash into your business so you can do what you do best.

How our pricing works

Drawdown Fee

Each time you access funds from your R&D Advance facility, a flat fee is applied.

$500

Flat fee

Interest Rate

Interest accrues only on the funds you draw, and only until your R&D refund arrives and the advance is repaid. There is no fixed term.

15%

Per annum

Who qualifies

An R&D Advance works if your company:

Is incorporated in Australia, with an active ABN and ACN
Has aggregated turnover under $20 million

Is actively carrying out eligible R&D activities
Prepares its claim with a qualified R&D Advisor

First time claiming? That's fine. We just take a closer look at the claim before funding.

Join Us on the Journey

Whether you're a startup with a game-changing idea or an established firm looking to push the boundaries of possibility.

Embark on your journey to capital. 

Our streamlined process ensures that accessing funding through Embark is as effortless as it is rewarding. Say goodbye to cumbersome paperwork and lengthy wait times – with Embark, securing the financing you need for your projects is simple, painless, and efficient.

1.

Pre-approval

Connect your accounting and banking data with our platform for a speedy decision

2.

Credit Review

Upload requested documents, including a letter from your approved R&D Advisor to confirm eligibility and verified spend

3.

Documentation

Just add your signature to the funding offer paperwork, and you're good to go

4.

Funding

Once the paperwork is sorted, your capital is on its way. Expect it within 24 hours

1. Pre-approval

Connect your accounting and banking data with our platform for a speedy decision

2. Credit Review

Upload requested documents, including a letter from your approved R&D Advisor to confirm eligibility and verified spend

3. Documentation

Just add your signature to the funding offer paperwork, and you're good to go

4. Funding

Once the paperwork is sorted, your capital is on its way. Expect it within 24 hours

Pioneering Innovation Financing

Embark's all about one thing: fuelling your innovation. Created by a team who've been around the innovation financing block, we're not just lenders. Consider us your co-pilots in the adventure of innovation funding, here to help you tap into your business's true potential.

Why Choose Embark:

Expertise

Financing innovation is all we do, and we have been at it for over a decade. R&D tax incentives, government grants, whatever your company has earned and is still waiting on.

Transparency

Two numbers, and both are on this page: a flat fee each time you draw, and interest only on what you have drawn. Interest stops when your refund repays the advance.

Partnership

We're lending, not investing. No equity, no board seat, no one new at your table. The money is already yours. We just get it to you sooner.

Our Approach

Innovation isn't just dreaming big. It's making things happen. That's why our support goes beyond just dollars. We're talking expert advice, guidance, and real support from start to finish. Whether it's finding the right partners to build your business with, navigating government grants or unlocking flexible finance solutions, we're on your team to make your innovation path as smooth and rewarding as it can be.

Join Us on the Journey

Whether you're a startup with a game-changing idea or an established firm looking to push the boundaries of possibility.

We drive innovation by allowing access to your capital instantly.

We empower innovative companies to grow their businesses by providing fast and flexible access to non-dilutive growth capital.

Apply Now

R&D Advance

Funding in as quick as 5 days

Book a call

Straightforward Process

We keep things simple and straight to the point, taking a load off your mind and your to-do list, all while fast-tracking cash into your business so you can do what you do best.

How our pricing works

Drawdown Fee

Each time you access funds from your R&D Advance facility, a flat fee is applied.

$500

Flat fee

Interest Rate

Interest accrues only on the funds you draw, and only until your R&D refund arrives and the advance is repaid. There is no fixed term.

15%

Per annum

Who qualifies

An R&D Advance works if your company:

Is incorporated in Australia, with an active ABN and ACN
Has aggregated turnover under $20 million

Is actively carrying out eligible R&D activities
Prepares its claim with a qualified R&D Advisor

First time claiming? That's fine. We just take a closer look at the claim before funding.

Join Us on the Journey

Whether you're a startup with a game-changing idea or an established firm looking to push the boundaries of possibility.

Embark on your journey to capital. 

1.

Pre-approval

Connect your accounting and banking data with our platform for a speedy decision

2.

Credit Review

Upload requested documents, including a letter from your approved R&D Advisor to confirm eligibility and verified spend

3.

Documentation

Just add your signature to the funding offer paperwork, and you're good to go

4.

Funding

Once the paperwork is sorted, your capital is on its way. Expect it within 24 hours

1. Pre-approval

Connect your accounting and banking data with our platform for a speedy decision

2. Credit Review

Upload requested documents, including a letter from your approved R&D Advisor to confirm eligibility and verified spend

3. Documentation

Just add your signature to the funding offer paperwork, and you're good to go

4. Funding

Once the paperwork is sorted, your capital is on its way. Expect it within 24 hours

Pioneering Innovation Financing

Why Choose Embark:

Expertise

Financing innovation is all we do, and we have been at it for over a decade. R&D tax incentives, government grants, whatever your company has earned and is still waiting on.

Transparency

Two numbers, and both are on this page: a flat fee each time you draw, and interest only on what you have drawn. Interest stops when your refund repays the advance.

Partnership

We're lending, not investing. No equity, no board seat, no one new at your table. The money is already yours. We just get it to you sooner.

Where your capital moves as fast as you do‍

Product

R&D Advance

Funding in as quick as 5 days

Straightforward Process

How our pricing works

Drawdown Fee

$500

Interest Rate

15%

Who qualifies

Join Us on the Journey

Process

Embark on your journey to capital.

1.

2.

3.

4.

1.

Pre-approval

2.

Credit Review

3.

Documentation

4.

Funding

About

Pioneering Innovation Financing

Why Choose Embark:

Expertise

Transparency

Partnership

Our Approach

Join Us on the Journey

We drive innovation by allowing access to your capital instantly.

R&D Advance

Funding in as quick as 5 days

Straightforward Process

How our pricing works

Drawdown Fee

$500

Interest Rate

15%

Who qualifies

Join Us on the Journey

Embark on your journey to capital.

1.

2.

3.

4.

1.

Pre-approval

2.

Credit Review

3.

Documentation

4.

Funding

Pioneering Innovation Financing

Why Choose Embark:

Expertise

Transparency

Partnership

Our Approach

Let's chat about your options

Thank you

Embark on your journey to capital. 

Embark on your journey to capital. 